Life Insurance

Group Life and Accidental Death and Dismemberment Insurance

A group term life insurance policy is provided for all full-time employees and is paid for entirely by the University. Coverage is provided at one and one-half times an employee's annual salary, although a reduction in the amount of insurance begins at age 65. There is also coverage for dismemberment and a double indemnity clause for accidental death. Coverage becomes effective immediately upon full-time employment. Additional information is available in the plan booklet.

Employees may purchase additional life and accidental death insurance for themselves through payroll deduction at group rates.

Family Life Insurance

The University provides family life insurance for all full-time employees. Coverage becomes effective on the same day as the employee life insurance. This insurance is paid for entirely by the University and provides coverage for both the employee's spouse and unmarried dependent children in the following amounts:

  • Spouse: $5,000.00
  • Unmarried dependent children age 6 months to 19 years, or 23 years if they are full-time students and depend on you for 50% or more of their support: $2,000.00
  • Age 15 days but less than 6 months: $100.00.

Please refer to the plan booklet for additional information and clarification of the above. Employees also have the option to purchase additional voluntary life insurance for their spouses and children at group rates.

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